Financial Education

At Guardian Financial Group, our #1 goal is to help educate our clients on the financial strategies that are available to them. Too many advisors don't take the time to explain the benefits and the risks involved in the investment strategies they use.

Our group wants to not only share the benefits of the strategies and tools we have to offer, but also make our clients aware of the multiple risks inherent in the financial strategies they're already most likely using and how to eliminate them. To do that, we created the the following videos along with our free downloadable booklet on "The Sequence of Returns Risk."

Understanding The Sequence of Returns Risk

You may have heard the phrase “timing is everything,” and in regards to when you begin retirement that phrase certainly holds true. Experiencing a bad sequence of returns (multiple negative return years early in your retirement) is one of the biggest risks that can cause you to out-live your retirement portfolio. Withdrawing funds from your retirement when experiencing a bad sequence of returns only compounds the problem. In order to better understand how having a bad sequence of returns in the early years of your retirement can negatively affect your portfolio, watch this video for a detailed example.

The Secure Retirement Tool You Didn't Know You Needed

Planning for a secure retirement doesn't have to be complicated. Imagine a financial tool that helps you grow your savings with powerful benefits like tax-free growth, protection from market loss, easy access to funds when you need them without penalty and much more.

This widely used financial tool has all of the above and can be a great supplement to the retirement strategy you may already be using.