When helping our clients with making the best decision for their future, our main goal is EDUCATION. We want people to learn about the dangers of letting some advisor “manage” their money compared to what we do, which is remove as many risks as possible including fees, market volatility, the sequence of returns risk, etc.
Here is a page out of one of our agents’ newest books going over the impact of taking a loss in your retirement account. We hope this shines some light on what truly happens when you have a down year. The reality is that you could spend many years just climbing back to breakeven before you are profitable again
