If retirement planning feels like trying to walk a tightrope—wanting growth but not wanting a big fall—a fixed index...
How Fixed Index Annuities Work
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Blog & Articles
Financial Insights & Planning Tips
Common 401(k) rollover mistakes and how to avoid them
When you leave a job, retire, or change careers, your old 401(k) doesn’t just disappear—but many people make costly...
What are your options with an old 401k?
If you’ve changed jobs, retired, or are planning your next chapter, there’s a good chance you have an old 401(k)...
What is infinite banking and how does it work?
The Infinite Banking Concept (often shortened to IBC) is a cash-flow strategy that uses...
Annuities Made Simple: What You Need to Know About the MANY Different Types
When planning for retirement, one of the biggest concerns most people share is: Will my money last? After decades...
The Silent Risk That Can Destroy a Retirement Plan
Most people believe that if their investments average a “good” return over time, they’ll be fine in retirement. That...
Are tax-deferred IRAs or 401(k)s the best fit for everyone?
When determining whether or not tax-deferred accounts are best for you, it's good to stop and think of why you may...
How we can instantly Increase a Client’s Legacy By a Tax-free $680,000
Most people assume legacy planning means “leaving whatever is leftover.” That assumption can be costly. We have a new...
Access does not equal control
When it comes to money, most people think 𝐜𝐨𝐧𝐭𝐫𝐨𝐥 means 𝐚𝐜𝐜𝐞𝐬𝐬. “I can pull my money out whenever I want.” But here’s...
What Happens If Your retirement is off course?
Do you know what happens to a ship that sets sail headed toward to other side of the world, but starts just one degree...
Do You Have A “Rich Man’s Roth?”
You may have heard that the wealthy don't contribute to Traditional IRAs and Roth IRAs, and that's true, but what do...
Triple Tax-Free Income
𝐇𝐨𝐰 𝐭𝐨 𝐭𝐚𝐤𝐞 𝐚𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞 𝐨𝐟 𝐚 𝐦𝐚𝐫𝐤𝐞𝐭 𝐝𝐞𝐜𝐥𝐢𝐧𝐞 𝐭𝐨 𝐜𝐫𝐞𝐚𝐭𝐞 𝐓𝐑𝐈𝐏𝐋𝐄 𝐓𝐀𝐗-𝐅𝐑𝐄𝐄 𝐢𝐧𝐜𝐨𝐦𝐞 𝐬𝐭𝐫𝐞𝐚𝐦𝐬: 𝗦𝗧𝗘𝗣 𝟭: If you don't already...
The retirement wrecking ball
𝐓𝐡𝐞 𝐰𝐫𝐞𝐜𝐤𝐢𝐧𝐠 𝐛𝐚𝐥𝐥 𝐭𝐡𝐚𝐭 𝐜𝐚𝐧 𝐝𝐞𝐬𝐭𝐫𝐨𝐲 𝐲𝐨𝐮𝐫 𝟒𝟎𝟏(𝐤) 𝐨𝐫 𝐈𝐑𝐀 There’s a simple math formula your financial advisor isn’t...
The True Impact of losses
When helping our clients with making the best decision for their future, our main goal is EDUCATION. We want people to...
What to do with an old 401(k)
If you have an old 401(k) laying around from a previous employer, you only have a small number of options on what you...
Unlocking the Power of Growth with The Ratchet Effect!
What is Ratchet Growth? If you’ve ever used a ratchet, you’ll understand this analogy. For those of you who haven't...
The Magic of The Doubling Penny
You may have heard about what happens if you double a penny every day for a month. Usually someone will give you a...
WE Have The Numbers, The History, & The Proof!
A couple weeks ago a fellow financial professional was saying that one of his client’s husbands was repeatedly giving...